I answered the phone and the friendly, familiar voice on the other end said, “Cos, happy New Year.” I responded in kind and a few minutes later returned to what I was doing. I began the first day of 2022 as I have begun almost every day for many years; writing in my journal, scripture, and prayer. As I meditated on the significance of the New Year, I became aware of a deep, comforting reality about my life. To me, there’s no such thing as New Year Magic. But I […]
Cos DavisThere is an old cautionary statement related to contracts and business transactions that says, “The devil is in the details.” I take this to mean we need to read and understand the contingencies related to the deal we are making before we sign our name to the paper. In the housing crisis a decade ago lots of people lost their houses because they didn’t pay attention to the fact their sub-prime loan rate would change, resulting in much higher mortgage payments. The devil was in the details. I don’t […]
